Whether you’re looking for a great rewards card or just something to cover some basic bills with, credit cards can be a great resource. As long as you’re making sure to pay off your monthly balance and never borrow more money than you have, you’re building your credit while potentially reaping rewards.
It’s hard to tell which credit card is the right one for you, though. Today, we’re breaking down some of the best credit cards available in 2019. These are the top picks for getting rewards, covering bills or just growing your credit!
Best Credit Cards for 2019
Best Simple Card: Wells Fargo Platinum Visa Card
This card is great for one reason. You get 18 months of zero percent APR. That’s a huge deal if you just need a simple, straightforward card for playing bills. This card also sports no annual fee, meaning it’s a very easy card to maintain. As long as you’re using it and paying off the bill, it’s worth the convenience of having a credit card.
Best for Rewards Points: Chase Sapphire Preferred Card
The Chase Sapphire Preferred card has a great value for travelers. After signing up, if you spend $4,000 on eligible purchases in the first 3 months, you get a whopping 60,000 bonus points. On top of that, you get double the points on travel and dining. If you travel often and love cards with rewards points, consider this Chase card.
Best Cash Back: Chase Unlimited Freedom
The Chase Unlimited Freedom card is a very flexible cashback card. You get cash back on literally every purchase: you get 3% cashback on every purchase in the first year, up to $20,000 spent. After that you get 1.5% back on every purchase.
That goes with this card’s lack of an annual fee and relatively low APR to make it a great cashback card. If you’re often out spending on various things, this is a great card for you.
Best for Travelers: Capital One Venture Rewards Credit Card
The Capital One Venture Rewards credit card is perfect for travelers. You get ten times the miles on eligible hotels, of which there are thousands. The $95 annual fee is waived for your first year, and you get 50,000 miles when you spend $3,000 in the first three months of owning the card.