1 broken shingle = 1 new roof! Here’s how: When one or just a few tiles or shingles are damaged, file an insurance claim. Depending on where you live, most state laws mandate that your insurer must replace the materials in the surrounding areas, however if it is not possible to fix the damage to match the undamaged area, you get a new roof. Win-win!
Understand the damage
Do you live in an area that has its fair share of weather? If you think you may be eligible for a free roof replacement, take a moment and evaluate the damage. It doesn’t have to be anything major, just look for things like missing shingles in gutters.
If your roof is over 10 years old and showing some signs of damage you should take notes and pictures of what you discover. A better idea would be to get some estimates from a consultation with a roofing professional. This will get you a more accurate idea of what you’re facing, and it is usually free!
Understand your insurance policy
To understand the appropriate steps you need to take to get your insurance to pay for your roof replacement, contact your agent or look over your homeowner’s insurance policy. If you have major damage that needs to be replaced immediately, contact them right away and submit a claim.
If there is some damage, but nothing urgent, go ahead and call a roofing professional to give you an estimate and help you with your insurance claim. You’d be surprised by the tips and tricks they know to get your insurance to pay for your roof replacement. The know all the insider information.
Choose a roofing professional that has experience in insurance roof repair
It is always a good idea to shop around and explore your options. Always look for a roofer that is licensed and insured. While completing your due diligence on finding a great roofing contractor, make sure that they have the experience it takes to get your insurance to pay for you roof.
This is something you’ll want to seriously consider, as not all contractors will have the experience or offer guidance when it comes to dealing with your insurance claim. You’ll want to choose a contractor who will be there to help you through every single step along the way. Keep in mind that some may even have insurance adjusters on staff to help streamline the process!